VA Loans
Exclusive benefit for veterans, active-duty service members, and eligible spouses
About This Program
VA loans are mortgage loans that are guaranteed by the U.S. Department of Veterans Affairs (VA) and are available to eligible veterans, active-duty service members, and their surviving spouses. VA loans are designed to help veterans and their families purchase homes with low or no down payment. They do not require a down payment and may offer more flexible credit and income requirements compared to conventional loans.
In addition, VA loans may have lower interest rates and do not require private mortgage insurance (PMI), which can reduce the overall cost of the loan. They have some unique features, such as the VA Funding Fee, which helps to fund the VA loan program and is typically added to the loan amount, rather than paid upfront.
Key Highlights
No down payment required
No private mortgage insurance (PMI) required
Competitive interest rates
More flexible credit and income requirements
VA Funding Fee (typically financed into loan)
Ready to Get Started?
Let's discuss your unique situation and see if this program is right for you