Current Mortgage Rates

Rates change daily. Contact Jamie for a personalized quote based on your credit, loan type, and property.

Live rate widget — paste your embed code here

What Affects Your Rate?

Higher credit scores generally mean lower rates. The difference between a 680 and a 760 score can move your rate by half a point or more.

Conventional, FHA, VA, and jumbo loans each carry different rate structures. Specialty and non-QM products are priced differently as well.

Larger down payments reduce lender risk and can result in better pricing. 20% or more often unlocks the most competitive rates on conventional loans.

Shorter loan terms (15-year vs. 30-year) typically come with lower rates but higher monthly payments. The right term depends on your goals.

Primary residences get the best rates. Second homes and investment properties carry a pricing adjustment.

Mortgage rates move with the bond market, Federal Reserve policy, and broader economic data. Rates can shift daily.

Ready to find out what rate you qualify for?

Let's discuss your unique situation and find the perfect loan for you